Are You an Over-spender? Post holiday time is always a good time to take your pulse on over-spending. Over-spending is something for which we need to take responsibility. It’s all too easy to blame it on store bargains, end-of-the-month specials, going out of business sales or just keeping up with the Jones. Sometimes we feel we’re owed a shopping spree because we’ve just gotten a divorce or a promotion. To know whether or not you have an over-spending problem, truthfully answer the following questions. Is your spending a topic of dissention between you and your spouse or partner? When you have to put off...Read More