(805) 544-PLAN
Certified Financial Planner™ & Vice President

Areas of Expertise

  • Personal, one-on-one client counseling
  • Retirement Planning
  • Portfolio reviews
  • Tax planning
  • Estate planning
  • Risk management review

Background

In 1983, I joined Blakeslee & Blakeslee here in San Luis Obispo. Today, as a Certified Financial Planner™, Partner, and Vice President, I offer financial planning services and investment advice.

I've worked hard serving the needs of individual clients, families, and the newly single, and have also managed employer-sponsored retirement plans. I devote time to providing workshops on retirement strategies, financial planning, and investing throughout the County of San Luis Obispo.

Since 1992, I have produced and hosted the weekly business and financial radio program, David Cryden’s SmartMoneyTalks.com, which airs Saturday mornings at 10:05am on KXTY 99.7 FM. My guests have included some of the country's most respected money managers, economic thinkers, and authors, and I've often been able to apply their insights to help my clients succeed.

I have a strong, personal commitment to our community. I've served on the advisory board of the Women's Shelter in San Luis Obispo, on an EOC Advisory board, and the YMCA Scholarship Drive. I am also a founder of The TEACh Foundation, a permanent endowment for children of the San Luis Coastal Unified School District.

I live in San Luis Obispo with my family.

I can be reached in the San Luis Obispo office at (805) 544-PLAN, or send an e-mail to david@smartmoneytalks.com.

Degree and Licenses

Bachelor of Arts Degree from Sonoma State University 1977, Registered Principal, Registered Representative, Life, Disability and Health, Variable and Fixed Annuity.

60 Day Rollover
Distributions from qualified plans generally constitute ordinary income to the recipient when received. When an individual voluntarily affects a rollover of pension monies from one qualified plan account to another he or she is normally aware that the transfer must take place within 60 days of receiving the check. Some companies when an employee is terminated or retires will do a direct transfer for the employee to an IRA account. If the employee’s distribution isn’t handled in one of these two ways, the entire distributed amount will be subject to ordinary income taxes in the year distributed. For some, this...Read More