Your financial security is too important to be left to chance and deserves the attention of a financial planning professional. Upon your request we would be happy to help you with any number of important financial planning issues, including those shown below.
Determine the annual investments you should make for retirement.
Develop investment strategies for reducing your income taxes.
Analyze the performance and management of your existing portfolio; including mutual funds, securities, real estate and other assets you own.
Set up a program to automate your investment process.
Review your life, health, or long-term care insurance policies and needs.
Discuss issues pertaining to your estate plan. These can include your will, trust, or durable power of attorney.
Recommend actions to help reduce the impact of estate taxes.
Assess your income and spending patterns to help you live within your means.
Analyze your pension rollovers and lump-sum pay-out options.
Provide referrals to accountants, trust officers and attorneys and work closely with them.
Donating a Life Insurance Policy Donating an old life insurance policy to your favorite charity can be a win win proposition. In general, the full transfer of an existing life insurance policy to a qualified charity entitles its donor to a charitable income tax deduction. The amount of the deduction will be the lower of (i) the fair market value of the policy or (ii) the aggregate premiums paid into the policy by the donor. The fair market value or cash value would be reduced by any loans that are outstanding. In cases where the cash value is actually larger than the total premiums paid...Read More
